Friday, December 29, 2006

Making Money from online Casinos

Is it possible ???

The quick answer is yes. The long answer is yes most of the time, but at least you won't lose anything.

The method essentially utilises two aspects, firstly casino sign-up / deposit bonuses and secondly something known as Perfect Blackjack.
Perfect Blackjack is a statistically designed template of how to play a hand given your cards and the dealers cards and should narrow the odds down to nearly 50:50.
The casino's are desperate to get your money. The main reason being that over the long term every gambler loses money. I read somewhere that most gamblers lose an average of nearly £200 per month. That's money in the pocket of casinos, so they will try anything to get you to sign up with them...mostly in the form of cash incentives and bonuses. Although the rules will stipulate that you must gamble the money a certain a number of times, playing perfect blackjack should reduce the odds of losing to about .4 - .5 of a %. this means that you should be able to play through the required amount and still walk away with the bonus the casino paid you to join them.....
Simple.

As an example....

100% sign-up Bonus at a casino means you deposit £100 and get £100 bonus
That's £200 in your account.
The rules state you must play through the bonus amount 25 times so that's £2500 worth of bets which I admit sounds a lot, however using perfect blackjack at £5 per hand that's 500 hands (keep a tally). Remember though that your money will go up and down. If at any point you get down to £100 then just stop and withdraw your money...nothing lost.
Using perfect blackjack though should result in you only losing 0.4% of the time which over £2500 is £10. So theoretically you should walk away with £90 of the £100 bonus the casino gave you as clear profit.

I need to set up an account with a casino to take advantage of this... sounds too good to be true so lets see if it is.

Tuesday, December 26, 2006

New Year Goals

To Go from nothing ( or less than nothing ) to a million pounds is quite a big jump, so I think its best to split it down into much smaller goals which are all perfectly achievable in a shorter time period.
So with that in mind what are my goals for the first year.

1. Get rid of ALL remaining non-mortgage debt.
2. Build a cash pot for Annual Bills and pay into it monthly.
3. Build a cash pot of "rainy day" money with an initial value of £2000.

Less than a week to go and I'm getting excited at the prospect of really taking control of my spending and building a future rather than living day to day, hand to mouth.

I guess I'll have to go and get all my accounts and paperwork up to date.....lol

Monday, December 25, 2006

Merry Christmas Everyone

Hope you got what you wanted from Santa.

Thursday, December 21, 2006

Get Back At The Casino's

Hmm...Really !!!

Apparently so. I've stumbled across quite a few pages detailing how to legally and fairly easily make money out of online casino's with NO RISK !

I'm going to investigate further, but my maths brain seems to think it works.

I'll keep you posted

Car cost...£1500 and counting

Yup.... That's the damage.
I don't know what I've done being not very mechanical, but its gonna cost £1500 to fix, plus the cost of the hire car. Still if they are virtually rebuilding the engine at least I should get another couple of years out of it.
At the end of the day, £1500 is cheaper than spending 5 or 6 grand on a new car.
Not a great start to the project...HOWEVER....

I have a couple of Aces up my sleeve.

Firstly I get paid 4 weekly, but most of my bills are monthly. This means I get 13 pay days but effectively 12 cost months so one of my pay days is free...if you get my drift.
Secondly I am in the company's SAYE (Save As You Earn) scheme. They have 3 and 5 year schemes. I have been doing this for quite a while and have the maximum ( £50 per month) in 5 5-year schemes running at the same time. i find this a fantastic way to save as it comes out my pay packet with the tax so I don't realise I'm missing it. Sure, its £250 a month which seems a lot, but each year I get about £5000 worth of shares to keep or sell...I always sell cos I need the money. but £250 per month for 13 months is £3250 saved each year and a profit of about £2000. So its definitely worth it in my opinion.
Unfortunately this years shares are already allocated as I owe the parents £5000 but fingers crossed, next year it will be mine...All Mine !!!

Tuesday, December 19, 2006

Letter Sent

Ok, So I did it today. Sent the letter to reclaim all my bank charges from he last 6 years, well, started the ball rolling anyway.
Step 1 is to contact your bank to get them to send a list of all charges from the last 6 years as its available under the data protection act. It costs a maximum of £10 so I sent a cheque too.
They have 40 days to respond so I'll put it in my diary to be ready to go to the next stage if they don't send the info.
Car goes in tomorrow.... Cost £65 to get it transported and i dread to think what the bill will be....still, its got to be done.

Monday, December 18, 2006

A&L Bank Account set up

Er....Thats it
The parachute account set up so I can effectively try and get all my bank charges back from the last 6 years and if they close my account it won't matter.
I guess I'd better get writing those letters.
The best bit is that the new account give 6.1% interest on all credit balances up to £2500 and a credit card with 0% balance transfer for 9 months ( 2.25%fee )
6.1% on a current account !! Thats incredible.

And if you refer a friend and they open an account you get £25 each for doing nothing !!
Talk about money for nothing !

So let me know if you want one ...lol !!!