To Go from nothing ( or less than nothing ) to a million pounds is quite a big jump, so I think its best to split it down into much smaller goals which are all perfectly achievable in a shorter time period.
So with that in mind what are my goals for the first year.
1. Get rid of ALL remaining non-mortgage debt.
2. Build a cash pot for Annual Bills and pay into it monthly.
3. Build a cash pot of "rainy day" money with an initial value of £2000.
Less than a week to go and I'm getting excited at the prospect of really taking control of my spending and building a future rather than living day to day, hand to mouth.
I guess I'll have to go and get all my accounts and paperwork up to date.....lol
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